Yes, that is one of the key features that make this plan not only unique but great for our traveling healthcare workers. It offers PPO coverage on their nationwide network with the flexibility to utilize their "cash pay" option in the rare instance where you find limited network availability or a provider does not accept insurance. Because you own this personalized plan you never have to worry about going without coverage while in between contracts or taking that much needed time off.

No, that is one of the features that make this plan both unique and great. Small business owners can take advantage of these plans as well by offering them to their employees. No minimum participation required and no minimum employer contribution. A true customized approach to group health insurance.

A process used by insurance companies to determine one's health status when applying for health insurance coverage. This is used my many health and life insurance carriers to determine whether to offer coverage, at what price, and with what exclusions or limitations. Although this may sound like a negative feature, it is not. By medically underwriting a health plan a carrier can ensure the plan is the best fit for its clients and they can offer much richer benefits without the waiting periods or deductibles.

First dollar insurance policies do not have a deductibles, nor do they require copays or any other out-of-pocket expenses before the coverage commences. As a result, the insurer covers a set benefit payment when an insurable event occurs. This means the insured rarely pays anything out of pocket for a service, and the insurance company covers the expenses related —there is less financial pressure placed on the insured.

Yes, we partner with over 75 carriers nationwide to ensure we provide you with the best benefit package possible. We have options for life, disability, accident, cancer/ critical illness, long-term care, and of course dental and vision.

Yes, this occurs over 85% of the time. We offer numerous resources as well as a transparent benefit approach. This gives our customers an educated approach to healthcare. We have partner with numerous programs across the U.S. designed to lower healthcare costs by bundling services, contracting with surgical and testing centers to discount services. This correlates with the dollar first benefit approach, which pays YOU back when the benefit exceeds the billed amount.

No, this is a guaranteed renewable plan until the age of 65. You plan and benefits with automatically renew and reset every calendar year. No claim or condition will ever result in removing your coverage.

Unfortunately, due to individual state regulations it is not available in every state. Below is a list of the states that currently offer this plan. Alabama, Arizona, Arkansas, Delaware, Florida, Georgia, Illinois, Iowa, Louisiana, Maine, Michigan, Mississippi, Nebraska, Nevada, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas, West Virginia, Wisconsin, and Wyoming.

Complete our short inquiry form on the next page to receive a personalized custom quote. You information is important and will remain protected. It is only used by our agents to generate a health quote.

Absolutely! If after watching the video in its entirety you would like to move forward and begin enrollment, you can by clicking the tab above labeled "Click Here To Enroll".